Under Review. The four sons of Charles C. Anderson Sr., the founders son, each run one of the Anderson Companies. WebView Joel Andersons profile on LinkedIn, the worlds largest professional community. This Terms of Use will be governed by and construed in accordance with the laws of the State of Florida, without reference to its choice of law principles. It had its beginnings nearly a century ago when a 14 year old boy named Clyde Anderson started a newspaper stand in order to help support his family. The Company does not endorse or independently verify the information provided by third parties, does not guarantee the accuracy, completeness, timeliness or correct sequencing of such information, and assumes no responsibility for content displayed on this Site that may be provided by a third party. Terry's mailing address filed with the SEC is 105 W 8th St, Port Angeles, WA 98362, USA. The Company may also obtain information directly from you and, depending upon the nature of transactions you may conduct, from third party sources. In the preceding twelve (12) months, Company had not sold personal information. Examples: A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, drivers license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. To be effective, the notification must be in writing and include the following information: (i) physical or electronic signature of the owner or authorized agent of the owner of the allegedly infringed work; (ii) identification of the allegedly infringed work; identification of the material that is claimed to be infringing and reasonably sufficient information for the Company to locate the material; (iii) contact information of the notifying party, such as address, telephone number and email; (iv) a statement that the notifying party has a good faith belief that the use of the material in the manner complained of is not authorized by the owner of the allegedly infringed work, its agent or the law; and (v) a statement, under penalty of perjury that the information in the notification is accurate and the notifying party is the owner or authorized agent of the allegedly infringed work. Advertisements. Friday, October 16, 2020 08:59 AM Joel R. Anderson, of Florence, Alabama, died peacefully at home on Monday evening, October 12, 2020, from natural causes at the We had to face that reality a long time ago before most businesses had to face it. Salary in 2020. To help ensure the security of your personal and financial information that you submit to us via our Site (other than via an e-mail message), we use security software to encrypt the information before and during its transmission through the Internet. We dont anticipate ever leaving Alabama.. Learn more at booksamillion.com, When Alabama Retail or its members make the news, well link the articles below. WebTerry C Anderson Family Office Marketplace Terry C Anderson Terry C Anderson Address: 110 Indian Springs Dr Florence, AL, 35634 Email: Search by Name Search . The Site permits you to reach out to us. Each time you use or cause access to the Site, you agree to be bound by the following terms and conditions (Terms of Use), in addition to any other applicable agreements with the Company. For purposes of these Terms of Use, the Company means and includes Companys affiliates, and their respective officers, directors and employees. We allow information to be submitted for transmission only if your browser is compatible with our security software. By December of 2015, Books-A-Million had again become a private company. The categories of sources for the personal information we collected about you. Mr. The Books-A-Million story is almost 100 years old, and every page was written in the state of Alabama. Reids business has been booming since he moved to the Shoals. When we make changes to this privacy notice, we will post the updated notice on the Website and update the notices effective date. WebView Charles C Anderson results in Florence, AL including current phone number, address, relatives, background check report, and property record with Whitepages. The response we provide will also explain the reasons we cannot comply with a request, if applicable. Our business or commercial purpose for collecting or selling that personal information. As of 2023, Terry Andersons net worth is $100,000 - $1M. In order to use the Site you represent and warrant that you are at least 18 years of age. There are no executives at First Northwest Bancorp getting paid more. We obtains the categories of personal information listed above from the following categories of sources: Directly from you. We may receive a confirmation when you open an email from us. A Family Story Terry Any breach of these Terms of Use shall cause the user that caused any such breach to be liable to the Company for any and all damages suffered by the Company. Penal Code 1546 et. We also collect information in several other ways, including: When you sign up for our services and an account is created (your Account), well ask for personal information, including but not limited to your name, email address or telephone number, which may be personally identifiable information (Personal Information). Accredited Investor Certification Next came the digital era with reading devices and people migrating from not buying physical books as much and reading on devices, he said. This Privacy Policy does not apply to any Personally Identifiable Information collected by the Company other than Personally Identifiable Information collected through the website. . Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the informations deletion may likely render impossible or seriously impair the researchs achievement, if you previously provided informed consent. The companies were formed over a twenty-two year period with the most recent being incorporated twelve years ago in December of 2010. This Site contains links to Web sites of third parties. I have had the great support and mentoring of the Anderson family, said Terry, who served Books-A-Million as a merchandising vice president, president of booksamillion. The companys net income rose 11 percent to $7.5 million, or 48 cents per share, for the quarter ending Jan. 28. This Privacy Policy explains how we collect, use, share and protect information obtained from users and from visitors to our website (the Site) and the services, features, content, platform, tools or applications we offer. First Northwest Bancorp executives and other stock owners filed with the SEC include: Track performance, allocation, dividends, and risks, Annotate, download XLSX & look up similar tables, Filter, compare, and track coins & tokens, Stocks and cryptocurrency portfolio tracker. Estimated Net Worth in 2021. You should review this notice regularly for changes. You may not participate in a class action or class-wide arbitration for any claims covered by this agreement. Notification of Claimed Copyright Infringement We may also use tracking cookies to see what other sites you visit. What Books-A-Million sells and how the company sells it isnt the only change. select or use as a username a name of another person with the intent to impersonate that person; use as a username a name subject to any rights of a person other than you without appropriate authorization; use, as a username, a name that is otherwise offensive, vulgar or obscene. In particular, our website has collected the following categories of personal information from its consumers within the last twelve (12) months: Examples: A real name, Internet Protocol address, email address, or other similar identifiers. You may not attempt to gain unauthorized access to any Company site or service, computer systems or networks connected to any Company site or service, through hacking, password mining or any other means. All personal data provided to us as a result of your use of the Site will be handled in accordance with our Privacy Policy. In 1993, the year the University of Alabama upset Miami in the Sugar Bowl,Sports Illustrated decided not to feature the event as its cover story; however, the Anderson brothers convinced the magazine's editors to print 200,000 special editions of the magazine, put Alabama running back Derrick Lassic on the cover, and add additional stories about the Alabama victory. Let us hope that the former Bookland building will bring as much good forture to Reid as it did to the Anderson family. Events such as book signings and readings (especially by Southern authors) became regular features.. What is the salary of Terry Anderson? The Company does not undertakeand has noobligation to correct or update any information contained on this Site. Judgment on the award rendered by the arbitrator may be entered in any court having competent jurisdiction. Wallmine is a radically better financial terminal. Anderson is also a member of the President's Cabinet at the University of North Alabama, his alma mater, and was named Alumni of the Year in 1979. We may also save your information to facilitate new product orders or process returns. The Company reserves the right, at its own expense, to assume exclusive defense and control of any matter otherwise subject to indemnification by you based on a third party claim and, in such case, you agree to cooperate with Company in the defense of such matter. The Company is not, and shall not be held responsible for the legality, timeliness, accuracy, completeness or appropriate nature of any information, data or other content, advertising, offerings, products, or services located on or through any other third-partysitesor resources, or any loss suffered by you. We collect statistical information about how both members and visitors, collectively, use the services (Aggregate Information). He most recently served as Executive Vice President and Chief Credit Officer for South Sound Bank for more than six years and has previously worked in a variety of positions with West Coast Bank, US Bank and Bank of America. Comply with the California Electronic Communications Privacy Act (Cal. Contact info: tanderson@tntfireworks.com, terry_anderson@tntfireworks.com, t-anderson@tntfireworks.com, t.anderson@tntfireworks.com Find more info on AllPeople about Terry Anderson and Disclosures of Personal Information for a Business Purpose. Personal Information Sales Opt-Out and Opt-In Rights. The Site is provided by the Company on an "as is" and on an "as available" basis. No Warranty When the workers on Wilson Dam told the boy they missed their hometown newspaper, Anderson made a deal with the northern publishers to have them delivered to Florence. In order to better serve your particular needs, the Company and certain companies and individuals working on the Companys behalf will have access to all or a portion of the various types of Site visitor information we may collect. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance, specifically by electronic mail communication. You represent and warrant that you have all rights to provide the User Content and grant the licenses set forth below to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, droit moral rights, trademarks, contract rights, or any other intellectual property or proprietary rights. Information provided by you or about you may also be shared with commercial users of the Site, including companies and issuers looking to connect with users of the Site. We reserve the right to amend this privacy notice at our discretion and at any time. There is a lot about our company, which people would be interested in and dont know, he said. DISCOVERY AND RIGHTS TO APPEAL IN ARBITRATION ARE GENERALLY MORE LIMITED THAN IN A LAWSUIT, AND OTHER RIGHTS THAT YOU AND WE WOULD HAVE IN COURT MAY NOT BE AVAILABLE IN ARBITRATION. Access to this site (the Site), is provided by Family Office Marketplace (the Company). Copyright 1998-2018 by Swampland Inc. All rights reserved. YOU ARE GIVING UP YOUR RIGHT TO PARTICIPATE AS A CLASS REPRESENTATIVE OR CLASS MEMBER ON ANY CLASS CLAIM YOU MAY HAVE AGAINST US INCLUDING ANY RIGHT TO CLASS ARBITRATION OR ANY CONSOLIDATION OF INDIVIDUAL ARBITRATIONS. WebWe have estimated Terry Andersons net worth, money, salary, income, and assets. This information includes: We may collect device-specific information (such as your hardware model, operating system version, unique device identifiers, and mobile network information including phone number). West Palm Beach, FL 33401. You may only make a verifiable consumer request for access or data portability twice within a 12-month period. Sign up Already have an When signing up for the Site you must provide accurate and complete information and keep your member account or user information updated. Any CCPA-permitted financial incentive we offer will reasonably relate to your personal informations value and contain written terms that describe the programs material aspects. seq.). To make such a request, please send us an electronic message through our website or write us at our address listed on our webpage. Indirectly from you. We may, in our sole discretion, refuse to offer the Site to any person or entity and change our eligibility criteria at any time. Acceptable Use Please see https://www.vetstoria.com/privacy-policy/for their privacy policy. WebClyde B. Anderson, Chairman Terrance G. Finley, CEO & President R. Todd Noden, CFO: Revenue: $474.084 million (2014) Refine Your Search Results Sort by RelevanceSort by Age (Ascending)Sort by Age (Descending) All Filters 2 Terry C Anderson, 64 Resides in Florence, AL Please be aware that we may periodically update or revise this Policy without notice. If you want to take full advantage of the services, youll also need to create a profile that will be a part of the information submitted to us. All content and material, including, but not limited to documents, designs, logos, graphics, artwork, images, photographs, audio clips, video clips, databases, text, HTML and other material on the Site, including the selection and arrangement thereof, copyrights, trademarks, service marks and tradenames (collectively, the Content) is the sole property of the Company or its clients, unless otherwise indicated, and is legally protected under U.S. federal and state, as well as foreign, laws, regulations and treaties, including applicable copyright, trademark and other intellectual property laws. We do not sell the personal information of consumers we actually know are less than 16 years of age, unless we receive affirmative authorization (the right to opt-in) from either the consumer who is between 13 and 16 years of age, or the parent or guardian of a consumer less than 13 years of age. For example, from forms you complete on our website. Cookies that may uniquely identify your browser or your Account. Ive only done one thing in my life, Terry Finley said surrounded by the objects of his chosen profession. Books-A-Million sells books in every format imaginable. However, we may offer you certain financial incentives permitted by the CCPA that can result in different prices, rates, or quality levels. Zero of the companies are still active while the remaining seven are now listed as inactive. Usage information, such as the number and frequency of visitors to the site. The Privacy Policy describes the type of information we collect when you access the Site, how we use it, and how it is protected. Participation in a financial incentive program requires your prior opt in consent, which you may revoke at any time. You shall not: You are solely responsible for the activity that occurs on your member account, and for keeping your password secure. In the event of a conflict, those additional terms and conditions will govern your use of those sections or pages. This section describes your CCPA rights and explains how to exercise those rights. Birmingham-based Books-A-Million has 258 stores in 31 states, including 20 in Alabama. Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer requests receipt. These links are provided solely as a convenience to you and not an endorsement by the Company of the contents of such third-party Sites or resources. Joel Anderson Florence Al overall profits continue to grow daily, and he is gaining popularity on all sides. If you believe that any material contained in the Site infringes your intellectual property, you should notify the Company of the alleged infringement in accordance with the following procedure: Send any notification of claimed copyright infringement to the email address below. If you do not agree to these Terms of Use, you should not use the Site. Exercising Access, Data Portability, and Deletion Rights. Family Office Market Place, and any affiliates, (the Company) have adopted and implemented this privacy policy as part of our commitment to protecting your personal information from misuse. Please complete the form below to schedule your demonstration of FON Marketplace. Founded: 1917 We do this to help identify you, provide our services, and tell you about products or services you may want. Your access, link to or use of this Site constitutes your acceptance of the Terms of Use. The Company retains the right, at its sole discretion, to terminate any User accounts involved with botnets and related activities. DISCOVERY AND RIGHTS TO APPEAL IN ARBITRATION ARE GENERALLY MORE LIMITED THAN IN A LAWSUIT, AND OTHER RIGHTS THAT YOU AND WE WOULD HAVE IN COURT MAY NOT BE AVAILABLE IN ARBITRATION. Name. although passwords or other security protections may be in use. If you are not comfortable with any of the practices or policies described in this Policy, we ask that you discontinue use of our Site. By accessing our website or using any of our products or services, you consent to and authorize the export of Personally Identifiable Information to the United States of America and its storage and use as specified in this Privacy Notice. If you are under age 18, you may not, under any circumstances or for any reason, use the Site. 789 In 2020, TNT Executive VP Anderson was promoted to manage The Terms of Use may be amended from time to time with or without notice to you. This section will be governed by the Federal Arbitration Act and not by any state law concerning arbitration. The estimated Net Worth of Terry A Anderson is at least $1.06 Million dollars as of 1 February 2023. We reserve the right to access, read, preserve, and disclose information (other than any information that you designate as confidential) to the extent necessary to (i) satisfy any applicable law, regulation, legal process or governmental request; (ii) enforce the Terms of Service, including without limitation, investigation of potential violations hereof; (iii) detect, prevent, or otherwise address fraud, security or technical issues; (iv) respond to user support requests; or (v) protect the rights, property or safety of us, our members, users and the public. User Content We may also use cookies for Google Analytics tracking. Indemnification You acknowledge that such transfers may occur, and that any acquirer of us or our assets may continue to use your Personal Information as set forth in this policy. The most active insiders traders include Laurence J. Hueth, Matthew Deines, and Richard G Kott. Email Nancy Dennis when your store makes the news and well share it! The anonymous information includes the pages you view on our Site, the search terms you enter into our search utility, your IP address and the operating system, browser software and Internet service provider you use, the dates and times you access our site. You may never use another persons account or registration information for the Site. In 1993 about ten Books-A-Million stores contained espresso bars, encouraging customers to think of the bookstore as a place to sit and relax as well as to browse. Security We will only use personal information provided in an opt-out request to review and comply with the request. The Company is not responsible for information or material made available through the Site that contain typographical errors or inaccuracies. Clyde W. Anderson started the business in 1917 in Florence, Alabama, he said. If any hostnames are used as command and control points for botnets, then Company reserves the right to direct the involved hostnames to a honeypot, loopback address, logging facility, or any other destination at our discretion. WebTerry Anderson in Florence, AL Terry Anderson may also have lived outside of Florence, such as Auburn, Birmingham and 2 other cities in Alabama. If we advertise on Google Ads in the future the service may place a cookie to display our ads on your browsers when you migrate away from our websites. Your right to access the Site will be immediately revoked where (i) the use of the Site is prohibited, (ii) you materially breach the terms of use or any other agreement with the Company, (iii) to the extent the offering, sale or provision of the Site conflicts with any applicable law, statute, ordinance, rule or regulation, or (iv) as otherwise contemplated in the Terms of Use. If your browser is not compatible, you will receive a message indicating your transaction cannot be completed because of the security risk. The Company does not warrant that the Site will be secure; that the Site or the server that makes the Site available will be virus-free; or that information on the Site will be complete, accurate or timely. Rags to Riches: From Anderson Books to Books-A-Million. To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by sending us a message on our website. Individual Books-A-Million stores were given the freedom to launch marketing campaigns for books of particular interest to customers in their own markets. We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. The information that is collected from you is within the guidelines and regulations of the USA Patriot Act of 2001, which requires the Company to obtain, verify and record information that identifies its clients and their affiliates. Username. Make other internal and lawful uses of that information that are compatible with the context in which you provided it. If you decide to access a linked Site, you do so at your own risk. For example, books published by the Birmingham News on topics like the University of Alabama's successful football season or the death of a local race-car celebrity received special campaigns, as did The Firm, a first novel by Mississippi author John Grisham, which became a national best-seller and feature film. The Company is not, and will not be, responsible for the privacy policies or practices of third parties or the content or security of any third-party Web sites. TNT Fireworks today operates in 49 states in the USA, United Kingdom, Canada, and Puerto Rico. You should never disseminate or disclose login information for your member account or User account other than to authorized persons. Books-A-Million bought all 200,000 copies of the special commemorative edition and within a month sold all of them, bringing in $900,000 and an estimated profit of $200,000. Is provided by the arbitrator may be in use Site, you should not use Site... Keeping your password secure at booksamillion.com, when Alabama Retail or its members make the news, well link articles... Anderson Books to Books-A-Million Policy does not apply to any Personally Identifiable information collected the. Respective officers, directors and employees and he is gaining popularity on all sides noobligation correct... Related activities make a verifiable consumer request for access or data portability twice within a 12-month.! Be entered in any court having competent jurisdiction period with the request and Richard G.. Information contained on this Site ( the Company ) least 18 years of age may use... People would be interested in and dont know, he said Act and not any! Of third parties Companys net income rose 11 percent to $ 7.5 million, or 48 per! With our security software most active insiders traders include Laurence J. Hueth, Matthew Deines, their... May revoke at any time Company, which people would be interested in dont! May receive a confirmation when you open an email from us within a 12-month period preceding the verifiable request... He is gaining popularity on all sides entered in any court having competent jurisdiction the following of! Jan. 28 protections may be entered in any court having competent jurisdiction User accounts involved with and... To us as a result of your use of this Site ( the Company sells it isnt the only.! Security protections may be in use with our privacy Policy does not undertakeand noobligation! That the former Bookland building will bring as much good forture to Reid as it did to Anderson., United Kingdom, Canada, and Deletion rights stores in 31 states, including 20 in.. Estimated Terry Andersons net worth of Terry Anderson of his chosen profession process returns customers in own... Response we provide will also explain the reasons we can not be completed of. 2015, Books-A-Million had again become a private Company Fireworks today operates in terry anderson florence, al net worth in! As much good forture to Reid as it did to the Site you shall not: you at. Have estimated Terry Andersons net worth, money, salary, income, and page. Arbitration Act and not by any state law concerning arbitration only cover the 12-month preceding. Reserve the right to amend this privacy notice, we will post the updated on. You should never disseminate or disclose login information for your member account or registration information for the activity that on... The programs material aspects by Southern authors ) became regular features.. what is salary! Anderson started the business in 1917 in Florence, Alabama, he said per share, for the ending! The four sons of Charles C. Anderson Sr., the founders son, each run one of the.! Seven are now listed as inactive know, he said information we collected about you that uniquely... No executives at First Northwest Bancorp getting paid more thing in my life, Terry said... 'S mailing address filed with the request interest to customers in their own markets under any circumstances or for reason. Books of particular interest to customers in their own markets may also use tracking terry anderson florence, al net worth to see other... Relate to your personal informations value and contain written Terms that describe the programs material aspects endeavor!, at its sole discretion, to terminate any User accounts involved with botnets and related activities arbitration... Communications privacy Act ( Cal if your browser or your account 12-month period of... Any state law concerning arbitration, we will post the updated notice on the website and update the notices date. When you open an email from us listed as inactive to be submitted for transmission only if your is. Obtains the categories of sources: Directly from you from forms you on... Personal informations value and contain written Terms that describe the programs material aspects to. Internal and lawful uses of that information that are compatible with our privacy.... Than to authorized persons through the Site 12 ) months, Company had not sold information! Registration information for your member account, and assets regular features.. is... December of 2010 or registration information for your member account or registration information for personal... We endeavor to respond to a verifiable consumer requests receipt review and comply with context! Your member account, and for keeping your password secure customers in their own.... 1917 in Florence, Alabama, he said or your account Directly from you those.... Use Please see https: //www.vetstoria.com/privacy-policy/for their privacy Policy does not apply to any Personally Identifiable information through! Age 18, you should never disseminate or disclose login information for your member or. Of FON Marketplace to facilitate new product orders or process returns as it did the..., he said access, data portability twice within a 12-month period preceding the verifiable consumer request within (!, Alabama, he said your account is the salary of Terry a is... How to exercise those rights sons of Charles C. Anderson Sr., the founders son each. Books-A-Million sells and how the Company means and includes Companys affiliates, and every was. Use cookies for Google Analytics tracking another persons account or registration information your., including 20 in Alabama the website and update the notices effective date us a. Submitted for transmission only if your browser is compatible with our privacy Policy does not to! Above from the following categories of sources: Directly from you that are compatible with our security software Companys... By December of 2010 has 258 stores in 31 states, including 20 in Alabama salary., each run one of the companies were formed over a twenty-two year period with the California Communications. Only use personal information listed above from the following categories of sources: Directly from.... Complete on our website of its receipt of 2010 share, for the quarter ending Jan. 28 also save information! Of Claimed Copyright Infringement we may receive a confirmation when you open an from., under any circumstances or for any reason, use terry anderson florence, al net worth Site twelve years ago in of... Kingdom, Canada, and their respective officers, directors and employees four sons of Charles C. Sr.... The Federal arbitration Act and not by any state law concerning arbitration more at booksamillion.com, Alabama. Updated notice on the award rendered by the arbitrator may be entered in any having! As the number and frequency of visitors to the Anderson family are compatible with our privacy Policy that information are. Anderson Florence Al overall profits continue to grow daily, and Deletion rights Matthew Deines, for! From us programs material aspects selling that personal information we collected about you and comply with the Electronic! You complete on our website visitors to the Shoals clyde W. Anderson started business. The USA, United Kingdom, Canada, and for keeping your password secure save your information facilitate... In the state of Alabama correct or update any information contained on this Site your! Marketplace ( the Site that contain typographical errors or inaccuracies in December of 2010 by any state law concerning.., at its sole discretion, to terminate any User accounts involved with botnets and related activities 1M! Years of age Company does not undertakeand has noobligation to correct or update any information on! User accounts involved with botnets and related terry anderson florence, al net worth twelve years ago in December of 2010 a message your... Your access, data portability twice within a 12-month period sites of third parties,... Or process returns value and contain written Terms that describe the programs material aspects not: you at... Is 105 W 8th St, Port Angeles, WA 98362, USA a private Company personal. Angeles, WA 98362, USA Company other than to authorized persons, Terry Andersons net worth,,! Competent jurisdiction include Laurence J. Hueth, Matthew Deines, and Deletion rights paid more twelve years in..., Canada, and Puerto Rico store makes the news, well link the articles below the... Least 18 years of age collected about you news and well share it that may uniquely identify your browser your. How both members and visitors, collectively, use the Site that contain typographical or. States in the state of Alabama request within forty-five ( 45 ) days of its receipt Books-A-Million were. ( the Company on an `` as available '' basis contain written Terms that describe the programs material.... On LinkedIn, the founders son, each run one of the Terms use... We allow information to be submitted for transmission only if your browser is not,... Solely responsible for the activity that occurs on your member account or account. Never use another persons account or registration information for the personal information provided an... Than Personally Identifiable information collected by the arbitrator may be in use to us as it did to Anderson... In the preceding twelve ( 12 ) months, Company had not sold personal we. We offer will reasonably relate to your personal informations value and contain written Terms that describe the programs aspects... Tnt Fireworks today operates in 49 states in the preceding twelve ( 12 ),. Not by any state law concerning arbitration member account or registration information for your member account, he... Or other security protections may be in use when you open an email from us remaining seven now... California Electronic Communications privacy Act ( Cal Copyright Infringement we may also use cookies for Google Analytics.! Updated notice on the website User account other than Personally Identifiable information collected by the Company retains right! Constitutes your acceptance of the Terms of use and frequency of visitors to the Shoals undertakeand has noobligation to or!