You can choose from a variety of repair plans according to your requirements and budget. This is a trustworthy company and we're not overly concerned about their business practices, but you've got other credit repair services to consider that won't charge quite so much. They state that most customers that repaired their credit using their services saw at least a 40-point increase in their credit score. You will find excellent online resources on the platform to help you know more about how credit scores work and what you can do to have an impressive score. Copyright 2021 creditfixed.com All Rights Reserved. Lexington Law provides better tools, and we particularly like their focus tracks. And a credit repair company may come to the rescue. Both Credit Saint and Lexington Law offer unique credit repair packages. Credit Saint offers a 90-day money-back guarantee, while The Credit Pros doesnt make any refund promises. When conducting this Credit Saint review, we didnt find profiles of their service experts or their qualifications on the main site. The company website has an educational blog that provides customers with valuable information about credit repair. If youre looking for the cheapest plan, you are better off using Credit Polish offered by Credit Saint. Most Credit Saint credit repair reviews agree that the company can help you solve this issue as it offers identity theft protection with repair services. According to a Javelin report, about 17 million Americans faced identity theft in 2017 alone and the number hasnt decreased in the last fast years. For instance, their latest review on Google is from a customer who expressed that the support rep showed great empathy and explained the whole process of signing up. If you're interested in getting started, Lexington Law provides free credit report consultations to assess your specific situation. However, in our opinion, the best bang for your buck is Credit Saint. A 550 credit score is, Building or improving credit can be overwhelming. These errors can impact your score and lead to issues in the future. One of the best ways to compare Lexington Law and Sky Blue is to look at their pricing and packages. If you choose this one, you will also have to pay the first-work fee of $195. You can find some recent articles in their blog section. provides you will all of the features included in the standard plan and the addition of Credit Report Watch Alerts. Who provides the best debt relief? Its not necessarily a reflection of the quality of their services. People with bad credit retain credit repair companies to help them dispute entries on their credit reports and improve their credit scores. Both companies also charge an first work fee. Credit Saint charges $99.00 for this fee. While we pickCredit Saint, its a close call, and Lexington Law is a respectablecredit repaircompany with a long history of helping people fix their credit. Credit Saint vs. Lexington Law: Who is Better? Credit Saint states that theClean Slate Planis the most popular option of the three credit repair services they offer. According to the companys BBBprofile, it has a C rating, and the company receives just 2 out of 5 stars across 300+ customer reviews. Rather than jumping to conclusions, we will first present facts about the two credit repair services. Finally, our readers comes first. This happens through negotiations with creditors, removing negative information reported to credit bureaus, and other strategies. It is a relatively small number compared to their popularity in the repair industry. SimpleMoneyLyfe is an independent, advertising-supported publisher and may receive compensation for some links to products and services throughout this website. Credit Saint - The Winner If you're behind on your tax payments or have past years where you didn't even file a return, you probably feel the pressure mounting. Customers also lose access to Experian monitoring features. Are you looking to move somewhere new? Both Credit Saint and Lexington Law are two of the best credit repair companiesin the United States. Blood pressure issues are very common in the United States. Purchases made through links may earn a commission. Read our Disclaimer Policy for more information. To help you make a clear decision, we highlighted the most important features you should factor into your decision-making process. Takeaways for Choosing Between Lexington Law and Credit Saint. Even though it is not a law firm, like Lexington Law, an attorney founded it, so it also has a legal background. Credit Saint offers their cheapest package for $79 per month. Lets take a closer look at their pricing packages and provided features: Creditsaint allows customers to choose from three pricing packages: Its their most advanced package, and customers will pay an initial work fee of $195. From here, you can get status updates, progress reports, and other information about your account and your credit. All plans come with a reliable 90-day money-back guarantee. Monthly pricing is higher than average here, and not all customers feel like the services are worth the investment. When you sign up for an account, youll work with credit repair specialists, paralegals, and lawyers. But are its programs worth a try? Opinions expressed on this site are the authors alone, not those of a third-party entity, and have not been reviewed, approved, or otherwise endorsed. Additionally, take advantage of the free credit consultations. Both credit repair companies have a lot to offer, so its important to check them out and carefully review their services before making a decision. Since 1991, when the company was established, over 10 million negative items have been removed from the consumer reports thanks to the . Lets review the details of each package. No clear statistics about how many challenges and deletions theyve successfully entered through the years to improve or repair peoples credit. Whos faster Lexington Law or Credit Saint? This is one of the biggest misconceptions with the credit repair industry. Lets get started: Lexington Law traces its origin to 1991 and initially dealt with consumer advocacy issues. Top Consumer Reviews may earn money when you click on a link. It can remove judgments and help improve your credit score. The companies also have good reviews on average, but Lexington Laws regulatory troubles and less than stellar BBB profile stop it from taking top marks in our review. The company offers excellent customer support and the agents are very friendly. Free credit report consultation Lexington Law has worked with over eight million clients, repairing credit through tens of millions of removals, challenges and disputes. This can offer a great deal of peace of mind when youre worried about getting yourcredit score back on track. The site is designed to help consumers repair credit reports and improve their financial standing. Which blood pressure supplement is the best? Top Products. 8.2 million removals and 26+ million challenges and disputes since 2012. The wrong loan and credit card balances listed. When analyzing the professionalism of their customer support reps, we also reviewed how they respond to complaints. This engagement demonstrates that they do care about addressing concerns and remedying issues. Seeing tangible results can motivate you to stay on track with maintaining good credit. Lexington Law takes a personalized approach to credit repair. Like Credit Saint, Lexington Law also offers three credit repair packages: PremierPlus, Concord Premier, and Concord Standard. Fortunately, there are ways to remove incorrect items. Founded in 2007 by industry leader Ross LaPietra, Credit Saint is a clear leader when it comes to credit repair. Credit Saint operates on a 45-day dispute cycle. At the same time that they review the negative items on your report, they also look at and analyze the positive things they see and provide guidance on how you can continue with these things to improve your score. On the downsides, Lexington Law also charges a first work fee. While this isnt unusual in the credit repair industry, the companys website doesnt offer any information about how much this fee is, which makes it tough to know how much youll pay unless you sign up for a free consultation. The positive BBB rating of Credit Saint suggests that the company has good customer service and handles complaints and inquiries satisfactorily. Credit Saint is a solid choice for credit repair. There are a lot of credit repair companies to choose from, and it can be hard to know which one is the best fit for your needs. Better Business Bureau accredited businesses, like Credit Saint, must adhere to high standards for ethical business practices. Heres a comparison chart to help you understand all the differences between the two companies: Launched a few years after Credit Saint, The Credit Pros has featured on the list of the 5,000 fastest-growing companies in the U.S. for five years in a row. Every day, credit reports are pulled by companies and assessed as ways of determining eligibility for mortgages, credit cards, car loans, and many other financial situations. Late payments, applying for multiple credit cards in a short period of time, or even problems with mistaken identity can all lead to a less-than-excellent credit profile. Customers also like tracking their results and always seeing where they are in the credit repair process. Your credit score could, Wondering if a 550 credit score is good or bad? That said, Lexington Laws website states that 70 percent of their clients saw their credit scores increase an average of 40 points within six months of using the service. Fast Facts Fees: $79 per month, plus a one-time fee of $99 Highlight: 90-day money-back guarantee Credit Saint and Lexington Law are both popular and well-known credit repair companies that have helped millions of clients repair their credit. In a crowded market, it is hard for consumers to choose a credit repair company. Credit Saint can improve it by removing items that appear incorrect due to issues such as administrative errors, calculation errors, etc. Their four-step process entails: Step 1: Helping clients obtain copies of their credit reports and analyzing them for inaccurate entries to dispute. The firm began focusing on credit repair in 2004, although the law firm was formed several years before that, making Lexington Law one of the oldest credit repair companies in the business. All financial products, shopping products and services are presented without warranty. While Lexington law is not accredited, they still take time to answer customer complaints on their BBB profile. Lexington Law begins the process as soon as 48 hours. Each credit repair firm offers a dedicated customer service line for clients that can help answer any questions you may have. We were curious how these negative CreditSaint.com reviews were handled. It includes all of the services of the other plans but also adds the value of unlimited challenges to the three credit bureaus. The parent company supplies patented technologies used by Lexington Law and other consumer brands such as creditrepair.com and credit.com. Which tax relief service is right for you? Anything over 700 is considered to be "good" and can be the key to opening doors financially - everything from renting an apartment to securing an auto loan or mortgage may rest on your credit report. Together, they have helped thousands of consumers repair their credit and clean up their credit report. Credit Saint BBB rating shows that the company is reliable and loved by people. The only claim to dispute nonfactual information in the credit report. However, note that it comes with certain conditions. Other than that, you still get all the extra features available on the Clean Slate package. (2023). All three credit repair packages come with a 90-day money-back guarantee, and you can cancel any time without penalty. Because its a real law firm, Lexington Law is different than most other credit repair companies. Not all Credit Saint reviews are positive. They then create customized challenge letters for these items and send them to the credit bureaus for a response. You will pay about $109.85 per month. Lexington Law has a YouTube page where they regularly publish client testimonials and short videos on various credit repair topics. Get started today with a FREE credit consultation. Credit Saint is better if you are looking to partner with a credit repair company. They only facilitate the process but they dont control what gets removed. The online account page also allows clients to submit any feedback forwarded by the bureaus. Your representative will discuss your credit history in detail, help you identify actionable items, and give you a recommendation for which services are best suited to your needs. Purchase protection is a common credit card benefit that allows consumers to file a claim with their issuer to receive replacement, repair or reimbursement for any Lexington Law Review (2023): Legit Credit Repair Firm or Not? It is a well-known credit repair company in the industry that offers some great features. For this reason, many people enlist the help of a credit repair company to assist with the task. With Credit Saint, the initial free review includes a professional analysis of your credit reports. Credit Saint offers the following three different credit repair plans to meet the needs of various clients. For consumers, Credit Saint is the cheaper option. Credit Saintalso offers a no-strings 90-day money-back guarantee. Credit Saint is accredited and highly rated with an A by the BBB, whereas Lexington Law has a C rating with the BBB and is not accredited. Thats because you will need to work with someone to identify potential dispute candidates. Moreover, Lexington Law is currently dealing with a looming legal case over its marketing practices with the Consumer Financial Protection Bureau (CFPB). However, Lexington Law appears to respond to each poor review and customer complaint on the BBB site, so this shows the company is aware of complaints and takes them seriously. 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